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The $42 billion-a-year industry provides short-term loans guaranteed by the next paycheck in return for hefty fees that, as annualized portion interest rates, can run well to the triple digits.

The $42 billion-a-year industry provides short-term loans guaranteed by the next paycheck in return for hefty fees that, as annualized portion interest rates, can run well to the triple digits. It is not actually reasonable to refer to payday lenders as loan sharks. Most likely, loan sharks do...
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