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One issue because of the payday-lending industry—for regulators, for loan providers, when it comes to general public interest—is so it defies simple intuition that is economic.

One issue because of the payday-lending industry—for regulators, for loan providers, when it comes to general public interest—is so it defies simple intuition that is economic. For example, generally in most companies, more competition means reduced costs for customers. That maxim certainly helped guide the deregulation associated with...
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